1-bed condo in Miami Beach, FL
Miami Beach, FL 33141 · Miami-Dade County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,425
- Property tax + insurance
- $615
- HOA
- $412
- Total
- $2,452
- 30-year P&I at 6.375%
- $1,422
- 30-year PITIA
- $2,449
Taxes, insurance and the HOA fee are this listing's actual figures ($1,027/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $285,000 (as of August 2026) with 20% down, the loan is $228,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Flood insurance will be expensive and may be mandatory. Get a quote before you write an offer. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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Prefer to talk now? Call or text Chad: 858-353-8331.
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