Know your number before you shop.
A pre-approval from The Chad Baker Team tells you exactly what you can buy and makes your offer stronger when it counts. Whether it’s your first home or your next rental, we’ll walk you through every number in plain English.
- Start your secure application
A few minutes online – income, assets, and the type of property you have in mind.
- We review and structure it
We look at your real situation, not a stock checklist, and match you to the right loan.
- You get a clear pre-approval
A letter you can shop and make offers with, plus the numbers explained in plain English.
A stronger offer starts with a real number.
Sellers take pre-approved buyers seriously. Before you tour homes or write an offer, a pre-approval shows exactly what you qualify for – so you shop with confidence and move fast when the right property shows up.
We work with first-time buyers and seasoned investors alike. If your income is straightforward, great. If it’s self-employed, 1099, or built on rental cash flow, that’s our specialty – we underwrite to your actual situation and explain every step.
Have a question before you apply? Talk to the team →