One address in. The whole investor picture out.

Speed and cost. Our listings database holds millions of properties, and it's indexed by ZIP. Searching within a ZIP returns your answer in a fraction of a second; searching every address in the country for each visitor would be slow and wasteful. So the ZIP is what makes this instant rather than a wait.

Active for-sale listings in the 47 states we lend in. If a home isn't currently on the market — or it's in New York, Utah or West Virginia, where we're not licensed — it generally won't appear. When we can't find an address, the report points you at the ZIP-level estimator so you still get the neighborhood numbers.

No, and this matters. The projected revenue, nightly rate and occupancy are modeled from comparable listings in the same ZIP with the same number of bedrooms. A similar home next door will show near-identical figures. What a particular property actually earns depends on its condition, furnishings, reviews, how it's managed, and local short-term-rental rules. Treat it as a starting point, not an appraisal.

They're the figures attached to the listing itself, shown as monthly amounts. They're usually more accurate than the flat estimate our other calculators assume, which is why the report shows both and flags the difference. We'd use the real numbers when we actually underwrite the loan.

A modeled flood-risk rating from 1 to 10 for the property's location, alongside its FEMA flood zone where we have it. It's a risk model, not an elevation certificate and not an insurance quote — but a high score is a strong signal to get a flood quote before you write an offer, because it can change the monthly numbers substantially.

Neither. It's a free research tool built on listing data and modeled estimates. Nothing here is an appraisal, a valuation, a loan commitment, or investment or tax advice. If the numbers look interesting, talk to us and we'll underwrite it properly.