What would this rent for on Airbnb?
Pick a ZIP code and a bedroom count and see projected annual short-term-rental revenue, nightly rate and occupancy — then check whether it cash-flows as a DSCR loan. Built from 1,046,001 active listings across 10,613 ZIP codes. No signup.
Prefer we run the numbers for you?
Tell us the market you're looking at and we'll come back with the short-term-rental numbers and what a DSCR loan would look like.
Prefer to talk now? Call or text Chad: 858-353-8331.
Where these numbers come from (and what they aren't)
Revenue, nightly rate and occupancy are short-term-rental projections from lender-accepted data sources, modeled at the ZIP + bedroom-count level from 1,046,001 active for-sale listings across 10,613 ZIP codes in 47 states we're licensed in. Figures are medians, as of August 2026, and refresh weekly.
This is a comparable-based estimate, not an appraisal of a specific property. Two homes in the same ZIP with the same number of bedrooms get near-identical projections, even though the actual revenue of a particular home depends on its condition, furnishings, reviews, management and local short-term-rental rules. We show a figure only where at least 10 comparable listings back it (20 for a whole ZIP); below that we widen to the county or state and say so on screen.
“Net after costs” applies a flat 20% haircut for management, cleaning, supplies, utilities and vacancy. The DSCR figure assumes 20% down at a fixed assumed investor rate, plus 1.5% a year for taxes and insurance. Your actual rate, terms and costs will differ — contact us for rates.
These are estimates, not a guarantee of income, value or loan approval. Nothing here is a loan commitment, an offer to lend, or investment or tax advice. Short-term rentals are restricted or banned in some cities and HOAs — check local rules before you buy. Talk to us about your specific property and situation.
About this estimator
How accurate is the estimate?
It's a comparable-based projection, not an appraisal. We model short-term-rental revenue at the ZIP + bedroom-count level from 1,046,001 active listings, and only show a figure where at least 10 comparable listings back it. Two homes in the same ZIP with the same bedroom count will get near-identical projections — actual revenue depends on the specific property, its furnishings and reviews, how it's managed, and local rules. Use it to size up a market, then let us run the real numbers on a specific address.
Is this long-term rent or short-term rental income?
Short-term rental (Airbnb/Vrbo-style) gross revenue. It is not long-term lease rent, and the two can differ a lot in the same ZIP. If you're planning to hold it as a long-term rental, tell us — we'll underwrite it on long-term rent instead.
What is DSCR and why does it matter here?
DSCR — debt service coverage ratio — is the property's net rental income divided by its mortgage payment. A DSCR loan qualifies on that ratio rather than on your personal income or tax returns, which is why investors use it. Most lenders want 1.0 or better; 1.25+ is comfortable. The readout on this page is an estimate of where you'd land.
Does a short-term rental actually qualify for a DSCR loan?
Often yes — we regularly underwrite DSCR loans on short-term-rental income using lender-accepted market projections or the property's own booking history when available. Guidelines vary by program, and some lenders haircut STR income or won't count it at all. That's worth a conversation before you write an offer.
Which areas are covered?
We show data for the 47 states we're licensed in, covering 10,613 ZIP codes with enough comparable listings to be meaningful. Coverage is strongest in active investor markets. If your ZIP is thin, the tool widens to the county or the state and tells you it did.
How often does the data refresh?
Weekly. We re-run the numbers against our listings database every Monday, so they track the market closely. The figures on this page are as of August 2026.
Let's see if the deal works.
Pre-approval in 24 hours. DSCR loans that qualify on the property, not your tax returns.