Investment property · DSCR screen

2-bed townhouse in Philadelphia, PA

Philadelphia, PA 19145 · Philadelphia County · Active

2 bed, 1 bath townhouse for sale in Philadelphia, PA — Listed by Marvin Capps Realty

Beds2

Baths1

Sq ft1,062

Year built1920

TypeTownhouse

Lot677 sqft

The I/O payment, line by line

Interest-only debt service: $920
Property tax + insurance: $294
HOA: None reported
Total: $1,214
30-year P&I at 6.375%: $918
30-year PITIA: $1,212

Taxes and insurance are this listing's actual figures ($294/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $184,000 (as of August 2026) with 20% down, the loan is $147,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

6/10

Major risk · FEMA zone X (unshaded)

Worth budgeting for flood insurance and checking the FEMA zone before you commit.

Listing facts

Revenue comparables15 · High confidence

ListedApr 18, 2026

Days on market116

StatusActive

Revenue comps15

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

2-bed townhouse in Philadelphia, PA 19145
Scout listing ID: 4712827588
/investment-properties/p/2-bed-townhouse-philadelphia-19145-4712827588/

List price: $184,000 (as of August 2026)
Townhouse · 2 bed · 1 bath · 1,062 sqft · built 1920
County: Philadelphia

Projected short-term-rental revenue: $22,200–$28,300 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $920
· Property tax + insurance: $294
· HOA: none reported
· Total: $1,214

Estimated I/O DSCR after a 20% operating-cost allowance: 1.39 — Strong · clears the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.39

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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