3-bed condo in Key West, FL
Key West, FL 33040 · Monroe County · Active
The I/O payment, line by line
- Interest-only debt service
- $8,995
- Property tax + insurance
- $3,897
- HOA
- $761
- Total
- $13,653
- 30-year P&I at 6.375%
- $8,979
- 30-year PITIA
- $13,637
Taxes, insurance and the HOA fee are this listing's actual figures ($4,658/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $1,799,000 (as of August 2026) with 20% down, the loan is $1,439,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Worth budgeting for flood insurance and checking the FEMA zone before you commit.
Listing facts
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