Investment property · DSCR screen

3-bed house in Birmingham, AL

Birmingham, AL 35206 · Jefferson County · Active

3 bed, 2 bath house for sale in Birmingham, AL
Listed by Keller Williams Homewood
Beds3
Baths2
Sq ft1,394
Year built1935
TypeHouse
Lot8,712 sqft

The I/O payment, line by line

Interest-only debt service
$874
Property tax + insurance
$177
HOA
None reported
Total
$1,052
30-year P&I at 6.375%
$873
30-year PITIA
$1,050

Taxes and insurance are this listing's actual figures ($177/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $174,900 (as of August 2026) with 20% down, the loan is $139,920. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10
Minimal risk · FEMA zone X (unshaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables9 · High confidence
ListedMar 21, 2026
Days on market144
StatusActive
Revenue comps9
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

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