3-bed house in Lubbock, TX
Lubbock, TX 79410 · Lubbock County · Active
The I/O payment, line by line
- Interest-only debt service
- $970
- Property tax + insurance
- $492
- HOA
- None reported
- Total
- $1,462
- 30-year P&I at 6.375%
- $968
- 30-year PITIA
- $1,460
Taxes and insurance are this listing's actual figures ($492/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $194,000 (as of August 2026) with 20% down, the loan is $155,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Low modeled flood risk. Standard hazard insurance is normally enough. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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