3-bed house in Panama City, FL
Panama City, FL 32405 · Bay County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,250
- Property tax + insurance
- $227
- HOA
- None reported
- Total
- $1,477
- 30-year P&I at 6.375%
- $1,248
- 30-year PITIA
- $1,475
Taxes and insurance are this listing's actual figures ($227/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $250,000 (as of August 2026) with 20% down, the loan is $200,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Some flood risk. Insurance is usually affordable but worth quoting. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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