Investment property · DSCR screen

3-bed house in Richmond, TX

Richmond, TX 77407 · Fort Bend County · Active

3 bed, 2 bath house for sale in Richmond, TX
Listed by Realm Real Estate Professional
Beds3
Baths2
Sq ft1,638
Year built2005
TypeHouse
Lot5,990 sqft

The I/O payment, line by line

Interest-only debt service
$1,475
Property tax + insurance
$803
HOA
$29
Total
$2,307
30-year P&I at 6.375%
$1,472
30-year PITIA
$2,304

Taxes, insurance and the HOA fee are this listing's actual figures ($832/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $295,000 (as of August 2026) with 20% down, the loan is $236,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

4/10
Moderate risk · FEMA zone X (unshaded)

Some flood risk. Insurance is usually affordable but worth quoting.

Listing facts

Revenue comparables8 · High confidence
ListedMay 24, 2026
Days on market80
StatusActive
Revenue comps8
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

Where to go next

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