Investment property · DSCR screen

3-bed house in Temple, TX

Temple, TX 76502 · Bell County · Active

3 bed, 2 bath house for sale in Temple, TX
Listed by Kiella Homebuilders, Ltd
Beds3
Baths2
Sq ft1,320
Year built2024
TypeHouse
Lot5,445 sqft

The I/O payment, line by line

Interest-only debt service
$1,325
Property tax + insurance
$209
HOA
None reported
Total
$1,534
30-year P&I at 6.375%
$1,323
30-year PITIA
$1,532

Taxes and insurance are this listing's actual figures ($209/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $265,000 (as of August 2026) with 20% down, the loan is $212,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10
Minimal risk · FEMA zone X (unshaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables15 · High confidence
ListedDec 18, 2025
Days on market237
StatusActive
Revenue comps15
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

Where to go next

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