Investment property · DSCR screen

3-bed townhouse in Philadelphia, PA

Philadelphia, PA 19122 · Philadelphia County · Active

3 bed, 2.5 bath townhouse for sale in Philadelphia, PA — Listed by KW Empower

Beds3

Baths2.5

Sq ft1,350

Year built1920

TypeTownhouse

Lot555 sqft

The I/O payment, line by line

Interest-only debt service: $1,088
Property tax + insurance: $377
HOA: None reported
Total: $1,465
30-year P&I at 6.75%: $1,188
30-year PITIA: $1,565

Taxes and insurance are this listing's actual figures ($377/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $229,000 (as of August 2026) with 20% down, the loan is $183,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

8/10

Severe risk · FEMA zone X (unshaded)

Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone.

Listing facts

Revenue comparables15 · High confidence

ListedJun 3, 2026

Days on market81

StatusActive

Revenue comps15

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

3-bed townhouse in Philadelphia, PA 19122
Scout listing ID: 3153140774
/investment-properties/p/3-bed-townhouse-philadelphia-19122-3153140774/

List price: $229,000 (as of August 2026)
Townhouse · 3 bed · 2.5 bath · 1,350 sqft · built 1920
County: Philadelphia

Projected short-term-rental revenue: $27,100–$34,500 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.125%:
· Interest: $1,088
· Property tax + insurance: $377
· HOA: none reported
· Total: $1,465

Estimated I/O DSCR after a 20% operating-cost allowance: 1.40 — Strong · clears the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.75%: 1.31

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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