Investment property · DSCR screen

3-bed townhouse in Philadelphia, PA

Philadelphia, PA 19148 · Philadelphia County · Active

3 bed, 1 bath townhouse for sale in Philadelphia, PA — Listed by Homelink Realty

Beds3

Baths1

Sq ft1,230

Year built1925

TypeTownhouse

Lot1,005 sqft

The I/O payment, line by line

Interest-only debt service: $1,500
Property tax + insurance: $557
HOA: None reported
Total: $2,057
30-year P&I at 6.375%: $1,497
30-year PITIA: $2,054

Taxes and insurance are this listing's actual figures ($557/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $299,999 (as of August 2026) with 20% down, the loan is $239,999. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

3/10

Moderate risk · FEMA zone X (unshaded)

Some flood risk. Insurance is usually affordable but worth quoting.

Listing facts

Revenue comparables15 · High confidence

ListedMar 17, 2026

Days on market148

StatusActive

Revenue comps15

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

3-bed townhouse in Philadelphia, PA 19148
Scout listing ID: 3196573816
/investment-properties/p/3-bed-townhouse-philadelphia-19148-3196573816/

List price: $299,999 (as of August 2026)
Townhouse · 3 bed · 1 bath · 1,230 sqft · built 1925
County: Philadelphia

Projected short-term-rental revenue: $37,100–$47,200 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $1,500
· Property tax + insurance: $557
· HOA: none reported
· Total: $2,057

Estimated I/O DSCR after a 20% operating-cost allowance: 1.37 — Strong · clears the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.37

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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