Investment property · DSCR screen

3-bed townhouse in Spartanburg, SC

Spartanburg, SC 29303 · Spartanburg County · Active

3 bed, 2.5 bath townhouse for sale in Spartanburg, SC — Listed by Lennar Carolinas LLC

Beds3

Baths2.5

Sq ft1,405

Year built2026

TypeTownhouse

Lot2,614 sqft

The I/O payment, line by line

Interest-only debt service: $1,050
Property tax + insurance: $248
HOA: None reported
Total: $1,298
30-year P&I at 6.375%: $1,048
30-year PITIA: $1,296

Taxes and insurance are this listing's actual figures ($248/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $209,999 (as of August 2026) with 20% down, the loan is $167,999. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10

Minimal risk · FEMA zone X (unshaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables8 · High confidence

ListedAug 10, 2026

Days on market2

StatusActive

Revenue comps8

ConfidenceHigh

Let's polish these numbers

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I'm looking at this home on your Investment Properties page:

3-bed townhouse in Spartanburg, SC 29303
Scout listing ID: 9699393944
/investment-properties/p/3-bed-townhouse-spartanburg-29303-9699393944/

List price: $209,999 (as of August 2026)
Townhouse · 3 bed · 2.5 bath · 1,405 sqft · built 2026
County: Spartanburg

Projected short-term-rental revenue: $32,100–$40,800 a year
Based on 8 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $1,050
· Property tax + insurance: $248
· HOA: none reported
· Total: $1,298

Estimated I/O DSCR after a 20% operating-cost allowance: 1.87 — Exceptional · well above the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.87

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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