4-bed house in Clay, AL
Clay, AL 35215 · Jefferson County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,235
- Property tax + insurance
- $283
- HOA
- None reported
- Total
- $1,518
- 30-year P&I at 6.75%
- $1,349
- 30-year PITIA
- $1,632
Taxes and insurance are this listing's actual figures ($283/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $259,900 (as of August 2026) with 20% down, the loan is $207,920. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Low modeled flood risk. Standard hazard insurance is normally enough.
Listing facts
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