4-bed house in Essex, MD
Essex, MD 21221 · Baltimore County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,574
- Property tax + insurance
- $270
- HOA
- None reported
- Total
- $1,844
- 30-year P&I at 6.375%
- $1,572
- 30-year PITIA
- $1,842
Taxes and insurance are this listing's actual figures ($270/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $314,900 (as of August 2026) with 20% down, the loan is $251,920. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Worth budgeting for flood insurance and checking the FEMA zone before you commit.
Listing facts
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