Investment property · DSCR screen

4-bed house in Kailua Kona, HI

Kailua Kona, HI 96740 · Hawaii County · Active

4 bed, 3 bath house for sale in Kailua Kona, HI
Listed by Coldwell Banker Island Properties - Kona
Beds4
Baths3
Sq ft1,980
Year built1972
TypeHouse
Lot15,000 sqft

The I/O payment, line by line

Interest-only debt service
$5,695
Property tax + insurance
$1,358
HOA
None reported
Total
$7,053
30-year P&I at 6.75%
$6,221
30-year PITIA
$7,579

Taxes and insurance are this listing's actual figures ($1,358/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $1,199,000 (as of August 2026) with 20% down, the loan is $959,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10
Minimal risk · FEMA zone X (unshaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables12 · High confidence
ListedNov 20, 2025
Days on market276
StatusActive
Revenue comps12
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

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