4-bed house in Miramar Beach, FL
Miramar Beach, FL 32550 · Walton County · Active
The I/O payment, line by line
- Interest-only debt service
- $2,600
- Property tax + insurance
- $604
- HOA
- $129
- Total
- $3,333
- 30-year P&I at 6.375%
- $2,595
- 30-year PITIA
- $3,328
Taxes, insurance and the HOA fee are this listing's actual figures ($733/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $519,900 (as of August 2026) with 20% down, the loan is $415,920. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone.
Listing facts
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Prefer to talk now? Call or text Chad: 858-353-8331.
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