4-bed house in Naples, FL
Naples, FL 34104 · Collier County · Active
The I/O payment, line by line
- Interest-only debt service
- $2,490
- Property tax + insurance
- $518
- HOA
- None reported
- Total
- $3,008
- 30-year P&I at 6.375%
- $2,485
- 30-year PITIA
- $3,003
Taxes and insurance are this listing's actual figures ($518/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $498,000 (as of August 2026) with 20% down, the loan is $398,400. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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Prefer to talk now? Call or text Chad: 858-353-8331.
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