Investment property · DSCR screen

4-bed house in Port Charlotte, FL

Port Charlotte, FL 33981 · Charlotte County · Active

4 bed, 2 bath house for sale in Port Charlotte, FL
Listed by HOME PRIME REALTY LLC
Beds4
Baths2
Sq ft1,585
Year built2026
TypeHouse
Lot10,454 sqft

The I/O payment, line by line

Interest-only debt service
$1,799
Property tax + insurance
$300
HOA
None reported
Total
$2,100
30-year P&I at 6.375%
$1,796
30-year PITIA
$2,096

Taxes and insurance are this listing's actual figures ($300/mo), not an estimate. No HOA fee is reported for this listing. On a purchase price of $359,900 (as of August 2026) with 20% down, the loan is $287,920. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

8/10
Severe risk · FEMA zone X (shaded)

Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone.

Listing facts

Revenue comparables8 · High confidence
ListedJun 1, 2026
Days on market72
StatusActive
Revenue comps8
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

Where to go next

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