4-bed house in Santa Rosa Beach, FL
Santa Rosa Beach, FL 32459 · Walton County · Active
The I/O payment, line by line
- Interest-only debt service
- $3,145
- Property tax + insurance
- $849
- HOA
- $151
- Total
- $4,145
- 30-year P&I at 6.375%
- $3,139
- 30-year PITIA
- $4,139
Taxes, insurance and the HOA fee are this listing's actual figures ($1,000/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $629,000 (as of August 2026) with 20% down, the loan is $503,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Low modeled flood risk. Standard hazard insurance is normally enough.
Listing facts
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