4-bed house in Wichita, KS
Wichita, KS 67235 · Sedgwick County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,412
- Property tax + insurance
- $251
- HOA
- $25
- Total
- $1,688
- 30-year P&I at 6.375%
- $1,410
- 30-year PITIA
- $1,686
Taxes, insurance and the HOA fee are this listing's actual figures ($276/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $282,490 (as of August 2026) with 20% down, the loan is $225,992. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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