Investment property · DSCR screen

4-bed townhouse in Charleston, SC

Charleston, SC 29405 · Charleston County · Active

4 bed, 3.5 bath townhouse for sale in Charleston, SC — Listed by DRB Group South Carolina, LLC

Beds4

Baths3.5

Sq ft1,941

Year built2026

TypeTownhouse

Lot4,356 sqft

The I/O payment, line by line

Interest-only debt service: $2,675
Property tax + insurance: $793
HOA: None reported
Total: $3,468
30-year P&I at 6.375%: $2,670
30-year PITIA: $3,463

Taxes and insurance are this listing's actual figures ($793/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $534,990 (as of August 2026) with 20% down, the loan is $427,992. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

3/10

Moderate risk · FEMA zone X (shaded)

Some flood risk. Insurance is usually affordable but worth quoting.

Listing facts

Revenue comparables10 · High confidence

ListedJul 23, 2026

Days on market20

StatusActive

Revenue comps10

ConfidenceHigh

Let's polish these numbers

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I'm looking at this home on your Investment Properties page:

4-bed townhouse in Charleston, SC 29405
Scout listing ID: 9441578957
/investment-properties/p/4-bed-townhouse-charleston-29405-9441578957/

List price: $534,990 (as of August 2026)
Townhouse · 4 bed · 3.5 bath · 1,941 sqft · built 2026
County: Charleston

Projected short-term-rental revenue: $92,800–$118,000 a year
Based on 10 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $2,675
· Property tax + insurance: $793
· HOA: none reported
· Total: $3,468

Estimated I/O DSCR after a 20% operating-cost allowance: 2.03 — Exceptional · well above the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 2.03

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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