Investment property · DSCR screen

4-bed townhouse in Columbia, SC

Columbia, SC 29229 · Richland County · Active

4 bed, 2.5 bath townhouse for sale in Columbia, SC — Listed by Home Advantage Realty

Beds4

Baths2.5

Sq ft2,064

Year built2004

TypeTownhouse

Lot348 sqft

The I/O payment, line by line

Interest-only debt service: $1,445
Property tax + insurance: $297
HOA: None reported
Total: $1,742
30-year P&I at 6.375%: $1,442
30-year PITIA: $1,739

Taxes and insurance are this listing's actual figures ($297/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $289,000 (as of August 2026) with 20% down, the loan is $231,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10

Minimal risk · FEMA zone X (unshaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables12 · High confidence

ListedMay 8, 2026

Days on market96

StatusActive

Revenue comps12

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

4-bed townhouse in Columbia, SC 29229
Scout listing ID: 6277405651
/investment-properties/p/4-bed-townhouse-columbia-29229-6277405651/

List price: $289,000 (as of August 2026)
Townhouse · 4 bed · 2.5 bath · 2,064 sqft · built 2004
County: Richland

Projected short-term-rental revenue: $42,500–$54,100 a year
Based on 12 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $1,445
· Property tax + insurance: $297
· HOA: none reported
· Total: $1,742

Estimated I/O DSCR after a 20% operating-cost allowance: 1.85 — Exceptional · well above the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.85

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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