Investment property · DSCR screen

4-bed townhouse in Philadelphia, PA

Philadelphia, PA 19147 · Philadelphia County · Active

4 bed, 2.5 bath townhouse for sale in Philadelphia, PA — Listed by KW Empower

Beds4

Baths2.5

Sq ft1,735

Year built1915

TypeTownhouse

LotNot reported

The I/O payment, line by line

Interest-only debt service: $2,500
Property tax + insurance: $847
HOA: None reported
Total: $3,347
30-year P&I at 6.375%: $2,495
30-year PITIA: $3,342

Taxes and insurance are this listing's actual figures ($847/mo). No HOA fee is reported for this listing, so none is included — and on a townhouse that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $499,999 (as of August 2026) with 20% down, the loan is $399,999. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

6/10

Major risk · FEMA zone X (unshaded)

Worth budgeting for flood insurance and checking the FEMA zone before you commit.

Listing facts

Revenue comparables15 · High confidence

ListedMar 10, 2026

Days on market155

StatusActive

Revenue comps15

ConfidenceHigh

Let's polish these numbers

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I'm looking at this home on your Investment Properties page:

4-bed townhouse in Philadelphia, PA 19147
Scout listing ID: 4443467091
/investment-properties/p/4-bed-townhouse-philadelphia-19147-4443467091/

List price: $499,999 (as of August 2026)
Townhouse · 4 bed · 2.5 bath · 1,735 sqft · built 1915
County: Philadelphia

Projected short-term-rental revenue: $70,400–$89,600 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $2,500
· Property tax + insurance: $847
· HOA: none reported
· Total: $3,347

Estimated I/O DSCR after a 20% operating-cost allowance: 1.59 — Exceptional · well above the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.60

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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