5-bed house in Santa Rosa Beach, FL
Santa Rosa Beach, FL 32459 · Walton County · Active
The I/O payment, line by line
- Interest-only debt service
- $2,375
- Property tax + insurance
- $433
- HOA
- $92
- Total
- $2,900
- 30-year P&I at 6.375%
- $2,371
- 30-year PITIA
- $2,896
Taxes, insurance and the HOA fee are this listing's actual figures ($525/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $475,000 (as of August 2026) with 20% down, the loan is $380,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Some flood risk. Insurance is usually affordable but worth quoting. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
Let's polish these numbers
Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.
Prefer to talk now? Call or text Chad: 858-353-8331.
Where to go next
- Investor cash-flow data for Santa Rosa Beach, FL
Rents, prices and DSCR spreads across the whole metro - Every home that currently pencils
Filter all of them by price, beds, state and DSCR - DSCR loans for investors
How the program qualifies a property on rental cash flow - Run your own numbers
Change the price, rate or revenue and watch the DSCR move
As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.