Mortgage programs for the way you actually earn and invest
Compare the programs we structure most often, then use our data-backed DSCR market guides where location changes the deal.
5 senior bankers · 47 statesA location and loan name still do not tell the whole story.
A senior banker will connect the state rules, property, income, and timeline before steering you toward a program.
DSCR loans →
Qualify on the property's rental cash flow — not your W-2.
The team is licensed in 47 states. Start with the program guide; we’ll confirm the property, state rules, and exact fit before you apply.
Featured DSCR market guides
Bank Statement loans →
For self-employed borrowers — qualify on deposits, not tax returns.
The team is licensed in 47 states. Start with the program guide; we’ll confirm the property, state rules, and exact fit before you apply.
FHA loans →
Low down payment and flexible credit — a popular first-home path.
The team is licensed in 47 states. Start with the program guide; we’ll confirm the property, state rules, and exact fit before you apply.
VA loans →
Zero down for eligible veterans and service members.
The team is licensed in 47 states. Start with the program guide; we’ll confirm the property, state rules, and exact fit before you apply.
See the active properties behind the DSCR path.
Real active listings with projected income we accept as a direct lender means properties in our Scout platform can fund in as little as 15-18 days. Reach out and we’ll show you how.
$274,900 — 3-bed house in North Port, FL
DSCR 1.26 (debt-service coverage ratio)House · 3 bed · 2 bath · 1,715 sqft
- Projected STR revenue
- $31,200–$39,700/yr
See the market data for this metro
Scout this home & market: 3-bed house in North Port, FLListed by PEACOCK PREMIER PROPERTIES LLC
$238,000 — 3-bed townhouse in Georgetown, TX
DSCR 1.55 (debt-service coverage ratio)Townhouse · 3 bed · 2 bath · 1,060 sqft
- Projected STR revenue
- $37,500–$47,700/yr
See the market data for this metro
Scout this home & market: 3-bed townhouse in Georgetown, TXListed by Epperson Realty Group LLC
$359,900 — 3-bed house in Peoria, AZ
DSCR 1.37 (debt-service coverage ratio)House · 3 bed · 2 bath · 1,405 sqft
- Projected STR revenue
- $39,800–$50,700/yr
See the market data for this metro
Scout this home & market: 3-bed house in Peoria, AZListed by W and Partners, LLC
Start with the goal and the constraint.
We’ll match the scenario to the right program and explain why.
Prefer to talk now? Call or text Chad: 858-353-8331.