Investment property · DSCR screen

1-bed condo in Sunny Isles Beach, FL

Sunny Isles Beach, FL 33160 · Miami-Dade County · Active

1 bed, 1.5 bath condo for sale in Sunny Isles Beach, FL — Listed by Ocean Pavilion Realty Group Llc

Beds1

Baths1.5

Sq ft767

Year built1979

TypeCondo

The I/O payment, line by line

Interest-only debt service: $1,275
Property tax + insurance: $625
HOA: None reported
Total: $1,900
30-year P&I at 6.375%: $1,273
30-year PITIA: $1,898

Taxes and insurance are this listing's actual figures ($625/mo). No HOA fee is reported for this listing, so none is included — and on a condo that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $255,000 (as of August 2026) with 20% down, the loan is $204,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

7/10

Severe risk · FEMA zone AE

Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.

Listing facts

Revenue comparables15 · High confidence

ListedJun 10, 2026

Days on market63

StatusActive

Revenue comps15

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

1-bed condo in Sunny Isles Beach, FL 33160
Scout listing ID: 6519903179
/investment-properties/p/1-bed-condo-sunny-isles-beach-33160-6519903179/

List price: $255,000 (as of August 2026)
Condo · 1 bed · 1.5 bath · 767 sqft · built 1979
County: Miami-Dade

Projected short-term-rental revenue: $34,300–$43,700 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $1,275
· Property tax + insurance: $625
· HOA: none reported
· Total: $1,900

Estimated I/O DSCR after a 20% operating-cost allowance: 1.37 — Strong · clears the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.37

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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