Sunny Isles Beach, FL Rental Market for Investors
An estimated 11% of Sunny Isles Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Sunny Isles Beach that pencil right now
A sample of active Sunny Isles Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$255,000DSCR 1.351 bed · 1.5 bath · 767 sqft
- STR revenue
- $39,023/yr
- Est. interest-only payment
- $1,921/mo
On the market 116 days · Listed by Ocean Pavilion Realty Group Llc
Scout this home & market: 1-bed condo in Sunny Isles Beach
$305,000DSCR 1.292 bed · 2 bath · 894 sqft
- STR revenue
- $56,996/yr
- Est. interest-only payment
- $2,934/mo
On the market 76 days · Listed by Brilliance Realty Group
Scout this home & market: 2-bed condo in Sunny Isles Beach
$399,000DSCR 1.363 bed · 2 bath · 1,396 sqft
- STR revenue
- $78,131/yr
- Est. interest-only payment
- $3,826/mo
On the market 326 days · Listed by Miami Beach Real Estate Group
Scout this home & market: 3-bed condo in Sunny Isles Beach
$449,000DSCR 1.363 bed · 2 bath · 1,628 sqft
- STR revenue
- $81,190/yr
- Est. interest-only payment
- $3,972/mo
On the market 103 days · Listed by Riviera Real Estate Corp.
Scout this home & market: 3-bed condo in Sunny Isles Beach
As of October 2026, we analyzed 948 active for-sale homes in Sunny Isles Beach, Florida. The typical listing is priced at $652,000 and is projected to generate about $53,951 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 10.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Sunny Isles Beach #197 of 200 for cash-flow potential.
On market momentum: homes in Sunny Isles Beach sit a median of 130 days on the market, and 15% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Sunny Isles Beach runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Sunny Isles Beach
Cash-flow is the exception rather than the rule in Sunny Isles Beach right now: 16 of the 844 Sunny Isles Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $424,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|
| $150k–$250k | 9%1.10 | — | — | — |
| $250k–$350k | 1%0.90 | 18%1.10 | — | — |
| $350k–$500k | 0%0.69 | 1%0.87 | — | — |
| $500k+ | 0%0.46 | 0%0.39 | 1%0.32 | 0%0.17 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Sunny Isles Beach in full
| Active for-sale homes analyzed | 948 |
|---|---|
| Median list price | $652,000 |
| Median projected STR revenue (annual, gross) | $53,951 |
| Median average daily rate (ADR) | $212 |
| Median occupancy | 68% |
| Median beds | 2 |
| Median size | 1,357 sqft |
| Estimated cash-flow-positive share | 10.5% |
| Median days on market | 130 days |
| New listings (last 30 days) | 15.2% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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