Investment property · DSCR screen

3-bed condo in Virginia Beach, VA

Virginia Beach, VA 23456 · Virginia Beach City County · Active

3 bed, 2 bath condo for sale in Virginia Beach, VA — Listed by Atlantic Sotheby's International Realty

Beds3

Baths2

Sq ft1,625

Year built2007

TypeCondo

The I/O payment, line by line

Interest-only debt service: $2,395
Property tax + insurance: $556
HOA: None reported
Total: $2,951
30-year P&I at 6.375%: $2,391
30-year PITIA: $2,947

Taxes and insurance are this listing's actual figures ($556/mo). No HOA fee is reported for this listing, so none is included — and on a condo that usually means the fee is missing from the data rather than genuinely zero. A real fee would reduce the DSCR above, possibly below the 1.25 we screen for. On a purchase price of $479,000 (as of August 2026) with 20% down, the loan is $383,200. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

6/10

Major risk · FEMA zone AE

Worth budgeting for flood insurance and checking the FEMA zone before you commit. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.

Listing facts

Revenue comparables15 · High confidence

ListedJun 18, 2026

Days on market55

StatusActive

Revenue comps15

ConfidenceHigh

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I'm looking at this home on your Investment Properties page:

3-bed condo in Virginia Beach, VA 23456
Scout listing ID: 6299562226
/investment-properties/p/3-bed-condo-virginia-beach-23456-6299562226/

List price: $479,000 (as of August 2026)
Condo · 3 bed · 2 bath · 1,625 sqft · built 2007
County: Virginia Beach City

Projected short-term-rental revenue: $49,000–$62,300 a year
Based on 15 comparable listings at high confidence — ZIP + bedroom comparables, not an appraisal of this home

Estimated interest-only payment at 80% LTV and 7.5%:
· Interest: $2,395
· Property tax + insurance: $556
· HOA: none reported
· Total: $2,951

Estimated I/O DSCR after a 20% operating-cost allowance: 1.26 — Strong · clears the 1.25 line (the listing's actual taxes and insurance; NO HOA fee is reported for it, so none is included — a real fee would lower this)
Estimated 30-year DSCR at 6.375%: 1.26

Can you tell me what DSCR and other loans look like for this property, and are there others like it in this market?

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