Skip to content
Investor market data · Virginia

Virginia Beach, VA Rental Market for Investors

An estimated 66% of Virginia Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$480,300Median list price1,149 active listings
$49,930Median STR revenue / yrprojected, gross

Homes in Virginia Beach that pencil right now

A sample of active Virginia Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 1,149 active for-sale homes in Virginia Beach, Virginia. The typical listing is priced at $480,300 and is projected to generate about $49,930 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 66.3% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Virginia Beach #40 of 200 for cash-flow potential.

On market momentum: homes in Virginia Beach sit a median of 35 days on the market, and 45% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Virginia Beach, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Virginia Beach

Virginia Beach is a broad cash-flow market right now: 346 of the 842 Virginia Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $575,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k98%1.79100%1.97——
$250k–$350k73%1.3883%1.47——
$350k–$500k45%1.2132%1.1652%1.25100%1.76
$500k+15%1.0517%0.9311%0.8634%1.11

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Virginia Beach in full

Active for-sale homes analyzed1,149
Median list price$480,300
Median projected STR revenue (annual, gross)$49,930
Median average daily rate (ADR)$217
Median occupancy64%
Median beds3
Median size1,891 sqft
Estimated cash-flow-positive share66.3%
Median days on market35 days
New listings (last 30 days)45.1% of active

As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.

Run your numbers · Virginia Beach

Would a Virginia Beach rental qualify for a DSCR loan?

Pre-filled with Virginia Beach's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.09
Good · qualifying range
Qualifying rent$3,329
Monthly ITIA$3,042
Loan amount$384,240
30-year DSCR1.02
30-year PITIA$3,254
Get Pre-Approved →Call Or Text Us

On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Virginia Beach data, human context

Pressure-test the market before you trust the median.

We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.

Ready when you are

Thinking about an investment property in Virginia Beach?

Send the address or your target buy box. We’ll run the property with today’s assumptions.

Prefer to talk now? Call or text Chad: 858-353-8331.