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Investor market data · Virginia

Virginia Beach, VA Rental Market for Investors

An estimated 63% of Virginia Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$499,000Median list price1,155 active listings
$49,335Median STR revenue / yrprojected, gross

Homes in Virginia Beach that pencil right now

A sample of active Virginia Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,155 active for-sale homes in Virginia Beach, Virginia. The typical listing is priced at $499,000 and is projected to generate about $49,335 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 62.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Virginia Beach #57 of 200 for cash-flow potential.

On market momentum: homes in Virginia Beach sit a median of 30 days on the market, and 50% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Virginia Beach, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Virginia Beach

Virginia Beach works for investors, but the window is specific: 283 of the 832 Virginia Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $589,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price2 bed3 bed4 bed5 bed
$150k–$250k100%1.72
$250k–$350k67%1.4367%1.33
$350k–$500k57%1.2921%1.0839%1.21100%1.64
$500k+24%1.0418%0.908%0.8432%1.16

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Virginia Beach in full

Active for-sale homes analyzed1,155
Median list price$499,000
Median projected STR revenue (annual, gross)$49,335
Median average daily rate (ADR)$220
Median occupancy62%
Median beds3
Median size1,904 sqft
Estimated cash-flow-positive share62.6%
Median days on market30 days
New listings (last 30 days)49.6% of active

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Run your numbers · Virginia Beach

Would a Virginia Beach rental qualify for a DSCR loan?

Pre-filled with Virginia Beach's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.10
Good · qualifying range
Qualifying rent$3,289
Monthly ITIA$2,994
Loan amount$399,200
30-year DSCR1.02
30-year PITIA$3,213
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Virginia Beach data, human context

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