3-bed house in Saint Augustine, FL
Saint Augustine, FL 32084 · St. Johns County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,390
- Property tax + insurance
- $387
- HOA
- $51
- Total
- $1,828
- 30-year P&I at 6.375%
- $1,387
- 30-year PITIA
- $1,825
Taxes, insurance and the HOA fee are this listing's actual figures ($438/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $278,000 (as of August 2026) with 20% down, the loan is $222,400. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Low modeled flood risk. Standard hazard insurance is normally enough.
Listing facts
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Prefer to talk now? Call or text Chad: 858-353-8331.
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