Investor market data · Florida

Saint Augustine, FL Rental Market for Investors

An estimated 56% of Saint Augustine's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

See what pencils →Run a DSCR

$474,900Median list price1,629 active listings

$51,303Median STR revenue / yrprojected, gross

Homes in Saint Augustine that pencil right now

A sample of active Saint Augustine listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

$225,000DSCR 1.33
2 bed · 1 bath · 880 sqft
Condo in 32080 · built 1983
STR revenue
$34,961/yr
Est. interest-only payment
$1,750/mo
On the market 94 days · Listed by Coldwell Banker Vanguard Realty
Scout this home & market: 2-bed condo in Saint Augustine
$278,000DSCR 1.66
3 bed · 2 bath · 1,081 sqft
House in 32084 · built 2026
STR revenue
$45,969/yr
Est. interest-only payment
$1,851/mo
On the market 32 days · Listed by Keller Williams Atlantic Partners
Scout this home & market: 3-bed house in Saint Augustine
$349,900DSCR 1.29
2 bed · 1 bath · 638 sqft
House in 32084 · built 1918
STR revenue
$44,320/yr
Est. interest-only payment
$2,284/mo
On the market 688 days · Listed by Florida Homes Realty & Mortgage
Scout this home & market: 2-bed house in Saint Augustine

Ask about Saint Augustine deals →Run any address yourself

As of October 2026, we analyzed 1,629 active for-sale homes in Saint Augustine, Florida. The typical listing is priced at $474,900 and is projected to generate about $51,303 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 55.6% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Saint Augustine #87 of 200 for cash-flow potential.

On market momentum: homes in Saint Augustine sit a median of 69 days on the market, and 25% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Saint Augustine, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Saint Augustine

Saint Augustine works for investors, but the window is specific: 412 of the 1,388 Saint Augustine homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $595,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	20%1.09	60%1.31	87%1.42	—	—
$250k–$350k	5%0.94	33%1.16	82%1.46	82%1.47	—
$350k–$500k	—	7%0.86	29%1.11	35%1.16	94%1.74
$500k+	—	0%0.70	4%0.79	12%0.89	39%1.12

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Saint Augustine in full

Active for-sale homes analyzed	1,629
Median list price	$474,900
Median projected STR revenue (annual, gross)	$51,303
Median average daily rate (ADR)	$235
Median occupancy	58%
Median beds	3
Median size	1,856 sqft
Estimated cash-flow-positive share	55.6%
Median days on market	69 days
New listings (last 30 days)	25.0% of active