Saint Augustine, FL Rental Market for Investors
An estimated 54% of Saint Augustine's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Saint Augustine that pencil right now
A sample of active Saint Augustine listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$200,000DSCR 1.261 bed · 1 bath · 645 sqft
- STR revenue
- $29,810/yr
- Est. interest-only payment
- $1,573/mo
On the market 131 days · Listed by Keller Williams Atlantic Partners
Scout this home & market: 1-bed condo in Saint Augustine
$265,000DSCR 1.522 bed · 2 bath · 1,153 sqft
- STR revenue
- $44,913/yr
- Est. interest-only payment
- $1,966/mo
On the market 101 days · Listed by Coldwell Banker Premier Properties
Scout this home & market: 2-bed condo in Saint Augustine
$278,000DSCR 1.663 bed · 2 bath · 1,081 sqft
- STR revenue
- $45,562/yr
- Est. interest-only payment
- $1,828/mo
On the market 342 days · Listed by TEAM 100 Realty
Scout this home & market: 3-bed house in Saint Augustine
$295,000DSCR 1.773 bed · 2 bath · 1,240 sqft
- STR revenue
- $45,381/yr
- Est. interest-only payment
- $1,713/mo
On the market 171 days · Listed by MOMENTUM REALTY
Scout this home & market: 3-bed house in Saint Augustine
$319,000DSCR 1.302 bed · 2.5 bath · 1,442 sqft
- STR revenue
- $44,619/yr
- Est. interest-only payment
- $2,282/mo
On the market 160 days · Listed by FLORIDA HOMES REALTY & MTG LLC
Scout this home & market: 2-bed townhouse in Saint Augustine
$325,000DSCR 1.323 bed · 2 bath · 1,660 sqft
- STR revenue
- $44,949/yr
- Est. interest-only payment
- $2,274/mo
On the market 25 days · Listed by 7 Star Realty, Inc.
Scout this home & market: 3-bed house in Saint Augustine
$339,000DSCR 1.273 bed · 2 bath · 1,098 sqft
- STR revenue
- $40,799/yr
- Est. interest-only payment
- $2,142/mo
On the market 264 days · Listed by Beycome Brokerage Realty
Scout this home & market: 3-bed house in Saint Augustine
$354,000DSCR 1.323 bed · 2.5 bath · 1,502 sqft
- STR revenue
- $47,652/yr
- Est. interest-only payment
- $2,409/mo
On the market 9 days · Listed by Salt Harbor Real Estate Company
Scout this home & market: 3-bed townhouse in Saint Augustine
$459,000DSCR 1.263 bed · 2 bath · 1,561 sqft
- STR revenue
- $70,467/yr
- Est. interest-only payment
- $3,725/mo
On the market 130 days · Listed by Keller Williams Atlantic Partners
Scout this home & market: 3-bed condo in Saint Augustine
As of August 2026, we analyzed 1,601 active for-sale homes in Saint Augustine, Florida. The typical listing is priced at $480,000 and is projected to generate about $50,945 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 54.3% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Saint Augustine #94 of 200 for cash-flow potential.
On market momentum: homes in Saint Augustine sit a median of 73 days on the market, and 24% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Saint Augustine, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Saint Augustine
Saint Augustine works for investors, but the window is specific: 380 of the 1,375 Saint Augustine homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $598,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 38%1.18 | 60%1.31 | 87%1.44 | — | — |
| $250k–$350k | 0%0.91 | 37%1.17 | 83%1.48 | — | — |
| $350k–$500k | — | 6%0.86 | 30%1.13 | 36%1.17 | 94%1.67 |
| $500k+ | — | 0%0.69 | 2%0.78 | 9%0.88 | 33%1.05 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Saint Augustine in full
| Active for-sale homes analyzed | 1,601 |
|---|---|
| Median list price | $480,000 |
| Median projected STR revenue (annual, gross) | $50,945 |
| Median average daily rate (ADR) | $241 |
| Median occupancy | 57% |
| Median beds | 3 |
| Median size | 1,885 sqft |
| Estimated cash-flow-positive share | 54.3% |
| Median days on market | 73 days |
| New listings (last 30 days) | 23.7% of active |
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