3-bed house in Saint Augustine, FL
Saint Augustine, FL 32092 · St. Johns County · Active
The I/O payment, line by line
- Interest-only debt service
- $1,625
- Property tax + insurance
- $612
- HOA
- $37
- Total
- $2,274
- 30-year P&I at 6.375%
- $1,622
- 30-year PITIA
- $2,271
Taxes, insurance and the HOA fee are this listing's actual figures ($649/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $325,000 (as of August 2026) with 20% down, the loan is $260,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Low modeled flood risk. Standard hazard insurance is normally enough.
Listing facts
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Prefer to talk now? Call or text Chad: 858-353-8331.
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