Investment property · DSCR screen

3-bed house in Surprise, AZ

Surprise, AZ 85374 · Maricopa County · Active

3 bed, 2 bath house for sale in Surprise, AZ
Listed by Cactus Mountain Properties, LLC
Beds3
Baths2
Sq ft1,864
Year built2005
TypeHouse
Lot5,830 sqft

The I/O payment, line by line

Interest-only debt service
$2,050
Property tax + insurance
$306
HOA
$64
Total
$2,420
30-year P&I at 6.375%
$2,046
30-year PITIA
$2,416

Taxes, insurance and the HOA fee are this listing's actual figures ($370/mo combined), not an estimate — so this is stricter, and lower, than a ZIP-level DSCR. On a purchase price of $410,000 (as of August 2026) with 20% down, the loan is $328,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.

Flood risk

1/10
Minimal risk · FEMA zone X (shaded)

Low modeled flood risk. Standard hazard insurance is normally enough.

Listing facts

Revenue comparables11 · High confidence
ListedMar 18, 2026
Days on market147
StatusActive
Revenue comps11
ConfidenceHigh

Let's polish these numbers

Send it over and we'll tell you how DSCR and all loans pencil for this property and show you the whole market too — no cost, no credit pull.

Prefer to talk now? Call or text Chad: 858-353-8331.

Where to go next

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