4-bed house in Gulf Shores, AL
Gulf Shores, AL 36542 · Baldwin County · Active
The I/O payment, line by line
- Interest-only debt service
- $4,675
- Property tax + insurance
- $0
- HOA
- None reported
- Total
- $4,675
- 30-year P&I at 6.375%
- $4,667
- 30-year PITIA
- $4,667
This listing reports no taxes, insurance or HOA fee. To match Scout's CRM calculation, missing listing costs are treated as $0. Any real unreported cost would reduce the DSCR above. On a purchase price of $935,000 (as of August 2026) with 20% down, the loan is $748,000. Rate, term and costs are the published assumptions, not a quote — your actual payment depends on your credit, reserves, entity structure and the appraisal.
Flood risk
Expect a meaningful flood-insurance premium, and lenders will require it in a FEMA high-risk zone. This is a FEMA Special Flood Hazard Area, so a federally-backed mortgage will require flood insurance.
Listing facts
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