Albuquerque, NM Rental Market for Investors
An estimated 61% of Albuquerque's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Albuquerque that pencil right now
A sample of active Albuquerque listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$199,000DSCR 2.053 bed · 1 bath · 1,396 sqft
- STR revenue
- $46,482/yr
- Est. interest-only payment
- $1,514/mo
On the market 14 days · Listed by Real Broker LLC -New Mexico
Scout this home & market: 3-bed house in Albuquerque
$315,000DSCR 1.263 bed · 1 bath · 1,465 sqft
- STR revenue
- $35,406/yr
- Est. interest-only payment
- $1,872/mo
On the market 47 days · Listed by HOMECOIN.COM
Scout this home & market: 3-bed house in Albuquerque
$350,000DSCR 1.414 bed · 0.5 bath · 1,854 sqft
- STR revenue
- $42,188/yr
- Est. interest-only payment
- $1,997/mo
On the market 10 days · Listed by Real Broker LLC -New Mexico
Scout this home & market: 4-bed house in Albuquerque
$364,900DSCR 1.403 bed · 1 bath · 1,671 sqft
- STR revenue
- $45,323/yr
- Est. interest-only payment
- $2,165/mo
On the market 87 days · Listed by Amazing Properties
Scout this home & market: 3-bed house in Albuquerque
$374,900DSCR 1.314 bed · 2.5 bath · 2,301 sqft
- STR revenue
- $43,293/yr
- Est. interest-only payment
- $2,212/mo
On the market 5 days · Listed by TAL Realty, LLC
Scout this home & market: 4-bed house in Albuquerque
$379,900DSCR 1.283 bed · 1.5 bath · 2,049 sqft
- STR revenue
- $45,324/yr
- Est. interest-only payment
- $2,358/mo
On the market 41 days · Listed by LPT Realty
Scout this home & market: 3-bed townhouse in Albuquerque
$430,000DSCR 1.314 bed · 1 bath · 2,136 sqft
- STR revenue
- $49,311/yr
- Est. interest-only payment
- $2,505/mo
On the market 107 days · Listed by Keller Williams Realty
Scout this home & market: 4-bed house in Albuquerque
As of August 2026, we analyzed 1,298 active for-sale homes in Albuquerque, New Mexico. The typical listing is priced at $415,000 and is projected to generate about $41,173 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 61.1% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Albuquerque #66 of 200 for cash-flow potential.
On market momentum: homes in Albuquerque sit a median of 42 days on the market, and 36% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Albuquerque, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Albuquerque
Albuquerque works for investors, but the window is specific: 304 of the 1,055 Albuquerque homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $422,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 72%1.38 | 86%1.75 | — | — |
| $250k–$350k | 37%1.20 | 61%1.30 | 79%1.37 | — |
| $350k–$500k | 4%0.87 | 23%1.12 | 26%1.15 | 85%1.43 |
| $500k+ | 0%0.56 | 1%0.74 | 0%0.76 | 12%0.82 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Albuquerque in full
| Active for-sale homes analyzed | 1,298 |
|---|---|
| Median list price | $415,000 |
| Median projected STR revenue (annual, gross) | $41,173 |
| Median average daily rate (ADR) | $178 |
| Median occupancy | 63% |
| Median beds | 3 |
| Median size | 1,960 sqft |
| Estimated cash-flow-positive share | 61.1% |
| Median days on market | 42 days |
| New listings (last 30 days) | 36.1% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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