Investor market data · Maryland

Baltimore, MD Rental Market for Investors

An estimated 79% of Baltimore's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$280,000Median list price2,395 active listings

$39,908Median STR revenue / yrprojected, gross

Homes in Baltimore that pencil right now

A sample of active Baltimore listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$125,000DSCR 1.89
3 bed · 1 bath · 1,140 sqft
Townhouse in 21218 · built 1920
STR revenue
$26,025/yr
Est. interest-only payment
$920/mo
On the market 106 days · Listed by EXP Realty, LLC
Scout this home & market: 3-bed townhouse in Baltimore
$189,900DSCR 1.71
3 bed · 1.5 bath · 1,728 sqft
Townhouse in 21202 · built 1984
STR revenue
$34,250/yr
Est. interest-only payment
$1,337/mo
On the market 89 days · Listed by Samson Properties of MD, LLC
Scout this home & market: 3-bed townhouse in Baltimore
$205,000DSCR 1.91
3 bed · 2 bath · 1,822 sqft
House in 21237 · built 1953
STR revenue
$36,821/yr
Est. interest-only payment
$1,288/mo
On the market 20 days · Listed by MD Prime Reatly Co.
Scout this home & market: 3-bed house in Baltimore
$229,900DSCR 1.91
3 bed · 2.5 bath · 1,500 sqft
Townhouse in 21216 · built 1920
STR revenue
$37,681/yr
Est. interest-only payment
$1,313/mo
On the market 18 days · Listed by SAMSON PROPERTIES - Columbia
Scout this home & market: 3-bed townhouse in Baltimore
$250,000DSCR 2.34
4 bed · 3.5 bath · 2,285 sqft
Townhouse in 21230 · built 1898
STR revenue
$57,120/yr
Est. interest-only payment
$1,625/mo
On the market 114 days · Listed by Long & Foster Real Estate, Inc.
Scout this home & market: 4-bed townhouse in Baltimore
$259,950DSCR 1.57
3 bed · 2 bath · 1,800 sqft
Townhouse in 21213 · built 1943
STR revenue
$37,774/yr
Est. interest-only payment
$1,609/mo
On the market 38 days · Listed by Century 21 New Millennium
Scout this home & market: 3-bed townhouse in Baltimore
$295,000DSCR 1.44
3 bed · 2 bath · 1,064 sqft
House in 21220 · built 1942
STR revenue
$37,618/yr
Est. interest-only payment
$1,740/mo
On the market 142 days · Listed by Compass
Scout this home & market: 3-bed house in Baltimore

Ask about Baltimore deals →Run any address yourself

As of August 2026, we analyzed 2,395 active for-sale homes in Baltimore, Maryland. The typical listing is priced at $280,000 and is projected to generate about $39,908 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 78.5% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Baltimore #9 of 200 for cash-flow potential.

On market momentum: homes in Baltimore sit a median of 54 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Baltimore, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Baltimore

Baltimore is a broad cash-flow market right now: 1,196 of the 1,842 Baltimore homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $360,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
Under $150k	—	91%2.06	100%2.45	—	—
$150k–$250k	26%0.89	70%1.47	93%1.86	99%2.41	100%2.88
$250k–$350k	—	36%1.15	69%1.37	85%1.56	100%2.05
$350k–$500k	—	11%0.90	22%1.07	50%1.25	83%1.45
$500k+	—	0%0.42	0%0.69	19%0.81	4%0.78

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Baltimore in full

Active for-sale homes analyzed	2,395
Median list price	$280,000
Median projected STR revenue (annual, gross)	$39,908
Median average daily rate (ADR)	$195
Median occupancy	55%
Median beds	3
Median size	1,560 sqft
Estimated cash-flow-positive share	78.5%
Median days on market	54 days
New listings (last 30 days)	30.7% of active