Investor market data · Ohio

Cincinnati, OH Rental Market for Investors

An estimated 54% of Cincinnati's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$315,000Median list price889 active listings

$35,330Median STR revenue / yrprojected, gross

Homes in Cincinnati that pencil right now

A sample of active Cincinnati listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$144,900DSCR 1.34
2 bed · 1 bath · 1,110 sqft
House in 45238 · built 1940
STR revenue
$18,349/yr
Est. interest-only payment
$916/mo
On the market 45 days · Listed by Trelora Realty, Inc.
Scout this home & market: 2-bed house in Cincinnati
$180,000DSCR 1.42
1 bed · 1 bath · 583 sqft
Condo in 45202 · built 1875
STR revenue
$33,062/yr
Est. interest-only payment
$1,555/mo
On the market 47 days · Listed by Real Brokerage Technologies
Scout this home & market: 1-bed condo in Cincinnati
$200,000DSCR 2.29
3 bed · 2 bath · 1,308 sqft
House in 45207 · built 1898
STR revenue
$42,174/yr
Est. interest-only payment
$1,227/mo
On the market 69 days · Listed by Keller Williams Seven Hills Re
Scout this home & market: 3-bed house in Cincinnati
$245,000DSCR 1.33
1 bed · 1 bath · 722 sqft
Condo in 45202 · built 1880
STR revenue
$35,822/yr
Est. interest-only payment
$1,790/mo
On the market 38 days · Listed by Real Link
Scout this home & market: 1-bed condo in Cincinnati
$270,000DSCR 1.43
2 bed · 2 bath · 1,066 sqft
House in 45227 · built 1904
STR revenue
$36,313/yr
Est. interest-only payment
$1,696/mo
On the market 96 days · Listed by Sibcy Cline - West Chester
Scout this home & market: 2-bed house in Cincinnati
$325,000DSCR 1.65
3 bed · 1 bath · 1,140 sqft
House in 45209 · built 1924
STR revenue
$53,662/yr
Est. interest-only payment
$2,164/mo
On the market 30 days · Listed by Keller Williams Advisors
Scout this home & market: 3-bed house in Cincinnati
$337,500DSCR 1.55
3 bed · 1.5 bath · 1,640 sqft
House in 45206 · built 1934
STR revenue
$46,860/yr
Est. interest-only payment
$2,018/mo
On the market 18 days · Listed by Lohmiller Real Estate
Scout this home & market: 3-bed house in Cincinnati
$385,000DSCR 2.23
4 bed · 3 bath · 2,448 sqft
House in 45219 · built 1895
STR revenue
$78,103/yr
Est. interest-only payment
$2,330/mo
On the market 60 days · Listed by Keller Williams Advisors
Scout this home & market: 4-bed house in Cincinnati

Ask about Cincinnati deals →Run any address yourself

As of August 2026, we analyzed 889 active for-sale homes in Cincinnati, Ohio. The typical listing is priced at $315,000 and is projected to generate about $35,330 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 54.0% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Cincinnati #96 of 200 for cash-flow potential.

On market momentum: homes in Cincinnati sit a median of 53 days on the market, and 33% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Cincinnati, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Cincinnati

Cincinnati is a broad cash-flow market right now: 234 of the 571 Cincinnati homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $393,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$150k–$250k	8%0.95	61%1.33	87%1.69	100%1.90	—
$250k–$350k	0%0.84	18%1.01	56%1.28	88%1.48	100%2.52
$350k–$500k	—	0%0.78	14%1.00	68%1.30	—
$500k+	—	0%0.46	3%0.66	32%0.77	0%0.94

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Cincinnati in full

Active for-sale homes analyzed	889
Median list price	$315,000
Median projected STR revenue (annual, gross)	$35,330
Median average daily rate (ADR)	$169
Median occupancy	55%
Median beds	3
Median size	1,659 sqft
Estimated cash-flow-positive share	54.0%
Median days on market	53 days
New listings (last 30 days)	32.6% of active