Hot Springs, AR Rental Market for Investors
An estimated 52% of Hot Springs's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Hot Springs that pencil right now
A sample of active Hot Springs listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$149,900DSCR 1.602 bed · 2 bath · 1,015 sqft
- STR revenue
- $27,077/yr
- Est. interest-only payment
- $1,130/mo
On the market 213 days · Listed by DIAMONDHEAD REALTY
Scout this home & market: 2-bed condo in Hot Springs
$192,000DSCR 1.273 bed · 2 bath · 1,360 sqft
- STR revenue
- $22,096/yr
- Est. interest-only payment
- $1,160/mo
On the market 7 days · Listed by White Stone Real Estate
Scout this home & market: 3-bed house in Hot Springs
$249,000DSCR 1.854 bed · 2.5 bath · 1,747 sqft
- STR revenue
- $40,879/yr
- Est. interest-only payment
- $1,472/mo
On the market 475 days · Listed by Signature Homes Real Estate
Scout this home & market: 4-bed house in Hot Springs
$310,000DSCR 1.473 bed · 1 bath · 1,184 sqft
- STR revenue
- $41,969/yr
- Est. interest-only payment
- $1,897/mo
On the market 61 days · Listed by Hot Springs 1st Choice Realty
Scout this home & market: 3-bed house in Hot Springs
$354,500DSCR 1.463 bed · 2 bath · 2,176 sqft
- STR revenue
- $48,478/yr
- Est. interest-only payment
- $2,212/mo
On the market 54 days · Listed by ListWithFreedom.com, Inc.
Scout this home & market: 3-bed house in Hot Springs
$374,000DSCR 2.725 bed · 3 bath · 2,200 sqft
- STR revenue
- $93,762/yr
- Est. interest-only payment
- $2,300/mo
On the market 65 days · Listed by Rix Realty Advantage Team Realtors
Scout this home & market: 5-bed house in Hot Springs
$399,000DSCR 1.403 bed · 2 bath · 1,829 sqft
- STR revenue
- $53,360/yr
- Est. interest-only payment
- $2,542/mo
On the market 10 days · Listed by Esq. Realty Group - Hot Springs
Scout this home & market: 3-bed house in Hot Springs
$600,000DSCR 1.705 bed · 4.5 bath · 4,289 sqft
- STR revenue
- $93,964/yr
- Est. interest-only payment
- $3,683/mo
On the market 53 days · Listed by McGraw REALTORS® - Hot Springs Village
Scout this home & market: 5-bed house in Hot Springs
$645,000DSCR 1.395 bed · 3 bath · 2,646 sqft
- STR revenue
- $84,059/yr
- Est. interest-only payment
- $4,022/mo
On the market 67 days · Listed by White Stone Real Estate
Scout this home & market: 5-bed house in Hot Springs
As of August 2026, we analyzed 734 active for-sale homes in Hot Springs, Arkansas. The typical listing is priced at $395,000 and is projected to generate about $41,507 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 51.7% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 52.5% median across the 200 major metros we track, ranking Hot Springs #106 of 200 for cash-flow potential.
On market momentum: homes in Hot Springs sit a median of 73 days on the market, and 22% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Hot Springs runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Hot Springs
Hot Springs works for investors, but the window is specific: 164 of the 495 Hot Springs homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $435,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 14%1.00 | 47%1.17 | 94%1.75 | 100%2.08 | — |
| $250k–$350k | — | 9%0.86 | 71%1.44 | 90%1.72 | — |
| $350k–$500k | — | 4%0.65 | 20%0.99 | 53%1.42 | 63%1.71 |
| $500k+ | — | — | 0%0.73 | 6%0.87 | 18%0.89 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Hot Springs in full
| Active for-sale homes analyzed | 734 |
|---|---|
| Median list price | $395,000 |
| Median projected STR revenue (annual, gross) | $41,507 |
| Median average daily rate (ADR) | $259 |
| Median occupancy | 44% |
| Median beds | 3 |
| Median size | 1,996 sqft |
| Estimated cash-flow-positive share | 51.7% |
| Median days on market | 73 days |
| New listings (last 30 days) | 21.9% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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