Jersey City, NJ Rental Market for Investors
An estimated 40% of Jersey City's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Jersey City that pencil right now
A sample of active Jersey City listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$299,000DSCR 1.381 bed · 1 bath · 525 sqft
- STR revenue
- $40,241/yr
- Est. interest-only payment
- $1,947/mo
On the market 65 days · Listed by Global Dabu Realty
Scout this home & market: 1-bed condo in Jersey City
$300,000DSCR 1.883 bed · 1 bath · 770 sqft
- STR revenue
- $53,666/yr
- Est. interest-only payment
- $1,902/mo
On the market 34 days · Listed by WEICHERT REALTORS
Scout this home & market: 3-bed condo in Jersey City
$395,000DSCR 1.563 bed · 1 bath · 964 sqft
- STR revenue
- $73,951/yr
- Est. interest-only payment
- $3,160/mo
On the market 18 days · Listed by CORCORAN SAWYER SMITH
Scout this home & market: 3-bed condo in Jersey City
$579,000DSCR 1.343 bed · 3 bath · 1,653 sqft
- STR revenue
- $88,086/yr
- Est. interest-only payment
- $4,388/mo
On the market 59 days · Listed by PROMINENT PROPERTIES SOTHEBY'S INTERNATIONAL REALTY
Scout this home & market: 3-bed condo in Jersey City
$585,000DSCR 1.362 bed · 1 bath · 725 sqft
- STR revenue
- $91,534/yr
- Est. interest-only payment
- $4,500/mo
On the market 6 days · Listed by CORCORAN SAWYER SMITH
Scout this home & market: 2-bed condo in Jersey City
$699,000DSCR 1.273 bed · 2 bath · 1,225 sqft
- STR revenue
- $89,658/yr
- Est. interest-only payment
- $4,719/mo
On the market 30 days · Listed by COMPASS NEW JERSEY, LLC
Scout this home & market: 3-bed condo in Jersey City
$754,000DSCR 1.314 bed · 2 bath · 1,568 sqft
- STR revenue
- $114,180/yr
- Est. interest-only payment
- $5,800/mo
On the market 19 days · Listed by CORCORAN SAWYER SMITH
Scout this home & market: 4-bed condo in Jersey City
As of August 2026, we analyzed 860 active for-sale homes in Jersey City, New Jersey. The typical listing is priced at $750,000 and is projected to generate about $72,812 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 39.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Jersey City #141 of 200 for cash-flow potential.
On market momentum: homes in Jersey City sit a median of 36 days on the market, and 42% of active listings came on in just the last 30 days — a fast-moving market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Jersey City runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Jersey City
Cash-flow is the exception rather than the rule in Jersey City right now: 65 of the 587 Jersey City homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $645,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 36%1.13 | — | — | — | — |
| $250k–$350k | 11%0.97 | 60%1.29 | — | — | — |
| $350k–$500k | 2%0.82 | 18%1.06 | 90%1.47 | — | — |
| $500k+ | 0%0.62 | 2%0.70 | 7%0.87 | 24%0.97 | 67%1.43 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Jersey City in full
| Active for-sale homes analyzed | 860 |
|---|---|
| Median list price | $750,000 |
| Median projected STR revenue (annual, gross) | $72,812 |
| Median average daily rate (ADR) | $309 |
| Median occupancy | 67% |
| Median beds | 3 |
| Median size | 1,159 sqft |
| Estimated cash-flow-positive share | 39.5% |
| Median days on market | 36 days |
| New listings (last 30 days) | 41.6% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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