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Investor market data · Missouri

Kansas City, MO Rental Market for Investors

An estimated 70% of Kansas City's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$334,000Median list price1,459 active listings
$43,732Median STR revenue / yrprojected, gross

Homes in Kansas City that pencil right now

A sample of active Kansas City listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,459 active for-sale homes in Kansas City, Missouri. The typical listing is priced at $334,000 and is projected to generate about $43,732 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 70.0% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Kansas City #28 of 200 for cash-flow potential.

On market momentum: homes in Kansas City sit a median of 53 days on the market, and 33% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Kansas City, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Kansas City

Kansas City is a broad cash-flow market right now: 535 of the 992 Kansas City homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $410,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k55%1.3080%1.5196%1.86100%2.34
$250k–$350k20%1.0949%1.2373%1.4291%1.65
$350k–$500k6%0.9120%1.0752%1.2686%1.55
$500k+4%0.752%0.8135%1.05

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Kansas City in full

Active for-sale homes analyzed1,459
Median list price$334,000
Median projected STR revenue (annual, gross)$43,732
Median average daily rate (ADR)$194
Median occupancy62%
Median beds3
Median size1,795 sqft
Estimated cash-flow-positive share70.0%
Median days on market53 days
New listings (last 30 days)33.0% of active

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Run your numbers · Kansas City

Would a Kansas City rental qualify for a DSCR loan?

Pre-filled with Kansas City's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.45
Strong · likely approved
Qualifying rent$2,915
Monthly ITIA$2,004
Loan amount$267,200
30-year DSCR1.36
30-year PITIA$2,151
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Kansas City data, human context

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