Skip to content
Investor market data · California

Long Beach, CA Rental Market for Investors

An estimated 20% of Long Beach's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$899,000Median list price740 active listings
$61,789Median STR revenue / yrprojected, gross

Homes in Long Beach that pencil right now

A sample of active Long Beach listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 740 active for-sale homes in Long Beach, California. The typical listing is priced at $899,000 and is projected to generate about $61,789 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 19.6% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Long Beach #186 of 200 for cash-flow potential.

On market momentum: homes in Long Beach sit a median of 53 days on the market, and 33% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Long Beach runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Long Beach

Cash-flow is the exception rather than the rule in Long Beach right now: 11 of the 456 Long Beach homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $515,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$250k–$350k3%0.89————
$350k–$500k0%0.743%0.98———
$500k+0%0.551%0.701%0.800%0.690%0.69

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Long Beach in full

Active for-sale homes analyzed740
Median list price$899,000
Median projected STR revenue (annual, gross)$61,789
Median average daily rate (ADR)$261
Median occupancy66%
Median beds3
Median size1,159 sqft
Estimated cash-flow-positive share19.6%
Median days on market53 days
New listings (last 30 days)32.7% of active

As a user of this system, you agree to all Scout Terms & Conditions and Home & Mortgage Conditions.

Run your numbers · Long Beach

Would a Long Beach rental qualify for a DSCR loan?

Pre-filled with Long Beach's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
0.72
Below breakeven · ask about options
Qualifying rent$4,119
Monthly ITIA$5,694
Loan amount$719,200
30-year DSCR0.68
30-year PITIA$6,091
Get Pre-Approved →Call Or Text Us

On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Long Beach data, human context

Pressure-test the market before you trust the median.

We’ll help you compare the market-level signal with the exact property, local costs, rental rules, and financing structure.

Ready when you are

Thinking about an investment property in Long Beach?

Send the address or your target buy box. We’ll run the property with today’s assumptions.

Prefer to talk now? Call or text Chad: 858-353-8331.