Minneapolis, MN Rental Market for Investors
An estimated 61% of Minneapolis's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Minneapolis that pencil right now
A sample of active Minneapolis listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$149,900DSCR 2.662 bed · 1 bath · 1,080 sqft
- STR revenue
- $46,823/yr
- Est. interest-only payment
- $1,175/mo
On the market 66 days · Listed by Capital Property Management
Scout this home & market: 2-bed condo in Minneapolis
$162,000DSCR 1.933 bed · 1.5 bath · 1,443 sqft
- STR revenue
- $32,355/yr
- Est. interest-only payment
- $1,118/mo
On the market 243 days · Listed by EXP Realty
Scout this home & market: 3-bed house in Minneapolis
$184,900DSCR 1.262 bed · 1 bath · 1,076 sqft
- STR revenue
- $32,920/yr
- Est. interest-only payment
- $1,738/mo
On the market 73 days · Listed by RE MAX Results
Scout this home & market: 2-bed condo in Minneapolis
$200,000DSCR 1.873 bed · 1 bath · 1,388 sqft
- STR revenue
- $37,523/yr
- Est. interest-only payment
- $1,340/mo
On the market 37 days · Listed by EXP Realty
Scout this home & market: 3-bed house in Minneapolis
$225,000DSCR 1.532 bed · 1 bath · 1,034 sqft
- STR revenue
- $39,394/yr
- Est. interest-only payment
- $1,718/mo
On the market 36 days · Listed by Norton Realty, Inc
Scout this home & market: 2-bed condo in Minneapolis
$250,000DSCR 1.282 bed · 1 bath · 1,068 sqft
- STR revenue
- $31,383/yr
- Est. interest-only payment
- $1,636/mo
On the market 22 days · Listed by Keller Williams Realty Integrity Lakes
Scout this home & market: 2-bed house in Minneapolis
$289,000DSCR 1.393 bed · 1 bath · 1,226 sqft
- STR revenue
- $39,594/yr
- Est. interest-only payment
- $1,896/mo
On the market 12 days · Listed by RE MAX Results
Scout this home & market: 3-bed house in Minneapolis
$325,000DSCR 1.423 bed · 2 bath · 2,044 sqft
- STR revenue
- $45,980/yr
- Est. interest-only payment
- $2,164/mo
On the market 66 days · Listed by Edina Realty, Inc. - North Suburban
Scout this home & market: 3-bed house in Minneapolis
$395,000DSCR 1.272 bed · 2 bath · 1,358 sqft
- STR revenue
- $51,699/yr
- Est. interest-only payment
- $2,718/mo
On the market 37 days · Listed by Edina Realty, Inc. - Downtown Minneapolis
Scout this home & market: 2-bed condo in Minneapolis
As of August 2026, we analyzed 1,127 active for-sale homes in Minneapolis, Minnesota. The typical listing is priced at $359,900 and is projected to generate about $41,674 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 61.4% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Minneapolis #63 of 200 for cash-flow potential.
On market momentum: homes in Minneapolis sit a median of 41 days on the market, and 38% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Minneapolis, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Minneapolis
Minneapolis works for investors, but the window is specific: 248 of the 846 Minneapolis homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $370,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | 44%1.24 | — | — | — | — |
| $150k–$250k | 27%1.11 | 63%1.34 | 79%1.59 | 83%1.50 | — |
| $250k–$350k | 10%0.95 | 23%1.08 | 39%1.21 | 59%1.30 | 100%1.89 |
| $350k–$500k | 0%0.60 | 7%0.85 | 20%1.06 | 38%1.19 | — |
| $500k+ | — | 0%0.39 | 0%0.67 | 0%0.77 | 4%0.59 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Minneapolis in full
| Active for-sale homes analyzed | 1,127 |
|---|---|
| Median list price | $359,900 |
| Median projected STR revenue (annual, gross) | $41,674 |
| Median average daily rate (ADR) | $193 |
| Median occupancy | 58% |
| Median beds | 3 |
| Median size | 1,629 sqft |
| Estimated cash-flow-positive share | 61.4% |
| Median days on market | 41 days |
| New listings (last 30 days) | 38.3% of active |
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