Minneapolis, MN Rental Market for Investors
An estimated 58% of Minneapolis's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
As of October 2026, we analyzed 1,097 active for-sale homes in Minneapolis, Minnesota. The typical listing is priced at $350,000 and is projected to generate about $40,587 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 58.1% of those homes could still cover an investor mortgage payment on short-term-rental income — roughly in line with the 53.1% median across the 200 major metros we track, ranking Minneapolis #73 of 200 for cash-flow potential.
On market momentum: homes in Minneapolis sit a median of 48 days on the market, and 35% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Minneapolis, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Minneapolis
Minneapolis works for investors, but the window is specific: 231 of the 833 Minneapolis homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $350,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| $150k–$250k | 26%1.03 | 54%1.29 | 89%1.53 | 78%1.53 | — |
| $250k–$350k | 7%0.85 | 14%0.98 | 47%1.24 | 70%1.35 | — |
| $350k–$500k | 0%0.59 | 0%0.77 | 16%1.08 | 28%1.12 | — |
| $500k+ | — | 0%0.29 | 0%0.57 | 0%0.71 | 0%0.55 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Minneapolis in full
| Active for-sale homes analyzed | 1,097 |
|---|---|
| Median list price | $350,000 |
| Median projected STR revenue (annual, gross) | $40,587 |
| Median average daily rate (ADR) | $193 |
| Median occupancy | 58% |
| Median beds | 3 |
| Median size | 1,628 sqft |
| Estimated cash-flow-positive share | 58.1% |
| Median days on market | 48 days |
| New listings (last 30 days) | 35.0% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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