Summerville, SC Rental Market for Investors
An estimated 77% of Summerville's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Summerville that pencil right now
A sample of active Summerville listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$174,200DSCR 1.281 bed · 1 bath · 595 sqft
- STR revenue
- $25,827/yr
- Est. interest-only payment
- $1,343/mo
On the market 92 days · Listed by Weichert, Realtors Palm Realty Group
Scout this home & market: 1-bed house in Summerville
$278,333DSCR 1.813 bed · 2 bath · 1,385 sqft
- STR revenue
- $44,139/yr
- Est. interest-only payment
- $1,623/mo
On the market 31 days · Listed by CENTURY 21 Properties Plus
Scout this home & market: 3-bed house in Summerville
$305,000DSCR 1.653 bed · 2 bath · 1,435 sqft
- STR revenue
- $54,216/yr
- Est. interest-only payment
- $2,189/mo
On the market 102 days · Listed by Carolina One Real Estate - Charleston Central
Scout this home & market: 3-bed house in Summerville
$344,000DSCR 1.464 bed · 2.5 bath · 1,958 sqft
- STR revenue
- $46,171/yr
- Est. interest-only payment
- $2,113/mo
On the market 195 days · Listed by Coldwell Banker Realty - Charleston Downtown
Scout this home & market: 4-bed house in Summerville
$369,900DSCR 1.473 bed · 2.5 bath · 2,827 sqft
- STR revenue
- $48,982/yr
- Est. interest-only payment
- $2,221/mo
On the market 73 days · Listed by Carolina One Real Estate - Trolley Road
Scout this home & market: 3-bed house in Summerville
$385,000DSCR 1.294 bed · 2.5 bath · 2,652 sqft
- STR revenue
- $48,449/yr
- Est. interest-only payment
- $2,496/mo
On the market 94 days · Listed by Realty One Group Coastal
Scout this home & market: 4-bed house in Summerville
$398,999DSCR 1.304 bed · 3 bath · 2,435 sqft
- STR revenue
- $45,557/yr
- Est. interest-only payment
- $2,341/mo
On the market 192 days · Listed by Carolina One Real Estate - Cane Bay
Scout this home & market: 4-bed house in Summerville
$435,000DSCR 1.385 bed · 3 bath · 2,508 sqft
- STR revenue
- $52,862/yr
- Est. interest-only payment
- $2,557/mo
On the market 16 days · Listed by Carolina One Real Estate - Cane Bay
Scout this home & market: 5-bed house in Summerville
$450,000DSCR 1.325 bed · 3 bath · 2,237 sqft
- STR revenue
- $51,855/yr
- Est. interest-only payment
- $2,625/mo
On the market 39 days · Listed by RE/MAX Southern Shores
Scout this home & market: 5-bed house in Summerville
As of August 2026, we analyzed 1,506 active for-sale homes in Summerville, South Carolina. The typical listing is priced at $416,558 and is projected to generate about $48,209 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 76.8% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Summerville #13 of 200 for cash-flow potential.
On market momentum: homes in Summerville sit a median of 54 days on the market, and 32% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Summerville, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.
What actually works in Summerville
Summerville is a broad cash-flow market right now: 683 of the 1,315 Summerville homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $463,000.
| Price | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|
| $150k–$250k | 95%1.78 | 100%2.19 | — | — |
| $250k–$350k | 68%1.34 | 87%1.56 | 95%1.66 | — |
| $350k–$500k | 10%0.99 | 42%1.21 | 68%1.34 | 71%1.36 |
| $500k+ | 0%0.66 | 0%0.85 | 11%0.93 | 14%1.02 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Summerville in full
| Active for-sale homes analyzed | 1,506 |
|---|---|
| Median list price | $416,558 |
| Median projected STR revenue (annual, gross) | $48,209 |
| Median average daily rate (ADR) | $184 |
| Median occupancy | 70% |
| Median beds | 3 |
| Median size | 2,136 sqft |
| Estimated cash-flow-positive share | 76.8% |
| Median days on market | 54 days |
| New listings (last 30 days) | 31.7% of active |
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