Investor market data · Washington

Tacoma, WA Rental Market for Investors

An estimated 38% of Tacoma's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

See what pencils →Run a DSCR

$554,950Median list price839 active listings

$46,614Median STR revenue / yrprojected, gross

Homes in Tacoma that pencil right now

A sample of active Tacoma listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

$247,500DSCR 1.32
2 bed · 1 bath · 848 sqft
Condo in 98406 · built 1977
STR revenue
$36,911/yr
Est. interest-only payment
$1,863/mo
On the market 59 days · Listed by Westsound Realty
Scout this home & market: 2-bed condo in Tacoma
$275,000DSCR 1.29
2 bed · 1 bath · 905 sqft
Condo in 98465 · built 1978
STR revenue
$38,436/yr
Est. interest-only payment
$1,983/mo
On the market 179 days · Listed by JOHN L. SCOTT REAL ESTATE - BELLEVUE
Scout this home & market: 2-bed condo in Tacoma
$288,000DSCR 1.36
3 bed · 2.5 bath · 1,532 sqft
Condo in 98409 · built 2000
STR revenue
$45,823/yr
Est. interest-only payment
$2,253/mo
On the market 174 days · Listed by REALHome Services and Solutions Inc
Scout this home & market: 3-bed condo in Tacoma
$300,000DSCR 1.45
2 bed · 1 bath · 635 sqft
Condo in 98403 · built 1959
STR revenue
$47,583/yr
Est. interest-only payment
$2,194/mo
On the market 101 days · Listed by Windermere Professional Partners
Scout this home & market: 2-bed condo in Tacoma
$307,000DSCR 1.39
2 bed · 1 bath · 864 sqft
Townhouse in 98403 · built 1962
STR revenue
$45,261/yr
Est. interest-only payment
$2,177/mo
On the market 10 days · Listed by Windermere Abode
Scout this home & market: 2-bed townhouse in Tacoma
$399,000DSCR 1.29
2 bed · 1 bath · 640 sqft
House in 98403 · built 1910
STR revenue
$47,120/yr
Est. interest-only payment
$2,437/mo
On the market 32 days · Listed by Real Broker LLC
Scout this home & market: 2-bed house in Tacoma
$534,999DSCR 1.35
4 bed · 2 bath · 1,656 sqft
House in 98446 · built 1911
STR revenue
$64,842/yr
Est. interest-only payment
$3,191/mo
On the market 79 days · Listed by eXp Realty- Main Office
Scout this home & market: 4-bed house in Tacoma
$664,950DSCR 1.25
5 bed · 3 bath · 2,208 sqft
House in 98422 · built 1979
STR revenue
$74,282/yr
Est. interest-only payment
$3,947/mo
On the market 45 days · Listed by eXp Realty- Main Office
Scout this home & market: 5-bed house in Tacoma

Ask about Tacoma deals →Run any address yourself

As of August 2026, we analyzed 839 active for-sale homes in Tacoma, Washington. The typical listing is priced at $554,950 and is projected to generate about $46,614 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 37.9% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Tacoma #146 of 200 for cash-flow potential.

On market momentum: homes in Tacoma sit a median of 48 days on the market, and 35% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Tacoma runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Tacoma

Cash-flow is the exception rather than the rule in Tacoma right now: 68 of the 710 Tacoma homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $571,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price	1 bed	2 bed	3 bed	4 bed	5 bed
$250k–$350k	0%0.85	26%1.16	73%1.39	—	—
$350k–$500k	0%0.72	1%0.90	12%1.07	19%1.09	—
$500k+	—	0%0.55	1%0.83	5%0.89	15%0.95

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Tacoma in full

Active for-sale homes analyzed	839
Median list price	$554,950
Median projected STR revenue (annual, gross)	$46,614
Median average daily rate (ADR)	$204
Median occupancy	62%
Median beds	3
Median size	1,776 sqft
Estimated cash-flow-positive share	37.9%
Median days on market	48 days
New listings (last 30 days)	35.3% of active