How much of your cash comes back out?
Buy, rehab, rent, refinance — the strategy only repeats if the refinance returns your capital. Put in the purchase, the rehab and the after-repair value and see exactly what's left in the deal, what it cash-flows, and what the DSCR looks like. Or flip the toggle and price it as a sale instead.
The costs people forget
70% of your capital comes back out.
We know the BRRRR playbook cold — bring us the deal and we'll structure both ends.
The financing figures here are illustrative defaults, not our program terms or an offer — real pricing depends on the deal, the property and you. Estimates for educational purposes only, not a loan commitment or a guarantee of value, rent or approval. The after-repair value is your estimate: an appraiser's opinion decides the refinance, and it is the single most common reason a BRRRR leaves cash stranded. Final terms subject to credit, property & program approval.
Want this structured properly?
Send the deal over and we'll tell you how we'd fund the purchase and the rehab, and what the refinance would actually look like.
Prefer to talk now? Call or text Chad: 858-353-8331.
About this calculator
What does BRRRR stand for?
Buy, Rehab, Rent, Refinance, Repeat. You buy something that needs work, renovate it, let it, then refinance against the higher value — ideally pulling out most of the cash you put in, so you can go and do it again. The strategy lives or dies on that refinance.
Why is 'cash left in the deal' the headline figure?
Because it's the whole point. A BRRRR that cash-flows beautifully but strands $60,000 of your capital has cost you your next deal. The refinance returning your money is what makes the strategy repeatable, so that's the number shown biggest — with the post-refi DSCR underneath, because a deal that frees your cash but doesn't cover its own mortgage is still a bad deal.
How accurate is the after-repair value?
It's whatever you type in — and it's the riskiest input on the page. An appraiser's opinion, not yours or ours, decides what the refinance is based on, and an ARV that comes in low is by far the most common reason a BRRRR leaves cash stranded. Be conservative, and pull real comparable sales before you commit.
Are these your actual rates and terms?
No — the financing figures are illustrative defaults so the tool does something sensible out of the box. Real pricing on a purchase-and-rehab loan or a DSCR refinance depends on the deal, the property, the scope of work and you. Send us the numbers and we'll quote it properly.
Can you finance both ends?
That's the normal request and yes — the purchase-and-rehab side, then the DSCR refinance that takes you out of it. Knowing the exit is financeable before you buy is the difference between a repeatable strategy and an expensive lesson, so it's worth a conversation early.
What about the flip side of the toggle?
Same inputs, different ending: instead of refinancing you sell, so it shows all-in cost, selling costs, profit and your return on cash — annualised, since a four-month project and a fourteen-month one are not the same 15%.
We'll fund both ends.
Purchase and rehab, then the DSCR refinance that takes you out of it. We know the BRRRR playbook cold.