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Investor market data · Georgia

Decatur, GA Rental Market for Investors

An estimated 70% of Decatur's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

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$315,977Median list price824 active listings
$41,246Median STR revenue / yrprojected, gross

Homes in Decatur that pencil right now

A sample of active Decatur listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

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As of August 2026, we analyzed 824 active for-sale homes in Decatur, Georgia. The typical listing is priced at $315,977 and is projected to generate about $41,246 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 69.8% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Decatur #30 of 200 for cash-flow potential.

On market momentum: homes in Decatur sit a median of 53 days on the market, and 31% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Decatur, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Decatur

Decatur is a broad cash-flow market right now: 295 of the 636 Decatur homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $350,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k6%0.8462%1.2994%1.73100%1.94—
$250k–$350k—14%1.0650%1.2583%1.46—
$350k–$500k—0%0.946%0.9338%1.2085%1.49
$500k+——0%0.740%0.8124%0.96

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Decatur in full

Active for-sale homes analyzed824
Median list price$315,977
Median projected STR revenue (annual, gross)$41,246
Median average daily rate (ADR)$193
Median occupancy58%
Median beds3
Median size1,728 sqft
Estimated cash-flow-positive share69.8%
Median days on market53 days
New listings (last 30 days)30.5% of active

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Run your numbers · Decatur

Would a Decatur rental qualify for a DSCR loan?

Pre-filled with Decatur's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.45
Strong · likely approved
Qualifying rent$2,750
Monthly ITIA$1,896
Loan amount$252,782
30-year DSCR1.35
30-year PITIA$2,035
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Decatur data, human context

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