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Investor market data · Georgia

Savannah, GA Rental Market for Investors

An estimated 67% of Savannah's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$399,000Median list price1,333 active listings
$48,940Median STR revenue / yrprojected, gross

Homes in Savannah that pencil right now

A sample of active Savannah listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 1,333 active for-sale homes in Savannah, Georgia. The typical listing is priced at $399,000 and is projected to generate about $48,940 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 67.1% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 52.5% median across the 200 major metros we track, ranking Savannah #36 of 200 for cash-flow potential.

On market momentum: homes in Savannah sit a median of 70 days on the market, and 24% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Savannah, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Savannah

Savannah is a broad cash-flow market right now: 452 of the 1,010 Savannah homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $499,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k57%1.3698%1.88
$250k–$350k38%1.1371%1.4094%1.55
$350k–$500k0%0.9516%0.8824%1.1157%1.2980%1.45
$500k+0%0.640%0.734%0.7628%0.8928%0.86

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Savannah in full

Active for-sale homes analyzed1,333
Median list price$399,000
Median projected STR revenue (annual, gross)$48,940
Median average daily rate (ADR)$232
Median occupancy60%
Median beds3
Median size1,800 sqft
Estimated cash-flow-positive share67.1%
Median days on market70 days
New listings (last 30 days)23.6% of active

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Run your numbers · Savannah

Would a Savannah rental qualify for a DSCR loan?

Pre-filled with Savannah's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.36
Strong · likely approved
Qualifying rent$3,263
Monthly ITIA$2,394
Loan amount$319,200
30-year DSCR1.27
30-year PITIA$2,569
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Savannah data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.