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Investor market data · Georgia

Savannah, GA Rental Market for Investors

An estimated 65% of Savannah's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.

$399,900Median list price1,378 active listings
$49,694Median STR revenue / yrprojected, gross

Homes in Savannah that pencil right now

A sample of active Savannah listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.

As of October 2026, we analyzed 1,378 active for-sale homes in Savannah, Georgia. The typical listing is priced at $399,900 and is projected to generate about $49,694 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 64.6% of those homes could still cover an investor mortgage payment on short-term-rental income — well above the 53.1% median across the 200 major metros we track, ranking Savannah #49 of 200 for cash-flow potential.

On market momentum: homes in Savannah sit a median of 71 days on the market, and 24% of active listings came on in just the last 30 days — a slower-moving market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — that's a relatively healthy setup: in Savannah, a meaningful share of listings throw off enough short-term-rental income, after costs, to cover an estimated investor mortgage payment.

What actually works in Savannah

Savannah is a broad cash-flow market right now: 456 of the 1,021 Savannah homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $499,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
$150k–$250k56%1.2868%1.5897%1.83——
$250k–$350k—26%0.9966%1.3988%1.50—
$350k–$500k0%0.8617%0.9825%1.1167%1.3572%1.44
$500k+0%0.670%0.713%0.7830%0.9231%0.94

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Savannah in full

Active for-sale homes analyzed1,378
Median list price$399,900
Median projected STR revenue (annual, gross)$49,694
Median average daily rate (ADR)$233
Median occupancy60%
Median beds3
Median size1,821 sqft
Estimated cash-flow-positive share64.6%
Median days on market71 days
New listings (last 30 days)23.8% of active

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Run your numbers · Savannah

Would a Savannah rental qualify for a DSCR loan?

Pre-filled with Savannah's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
1.31
Strong · likely approved
Qualifying rent$3,313
Monthly ITIA$2,533
Loan amount$319,920
30-year DSCR1.22
30-year PITIA$2,709
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On a 5-minute call with you, we can use Scout to run real numbers on real properties.

Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Savannah data, human context

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Prefer to talk now? Call or text Chad: 858-353-8331.