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Investor market data · Colorado

Denver, CO Rental Market for Investors

An estimated 38% of Denver's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.

$525,000Median list price3,701 active listings
$45,437Median STR revenue / yrprojected, gross

Homes in Denver that pencil right now

A sample of active Denver listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.

As of August 2026, we analyzed 3,701 active for-sale homes in Denver, Colorado. The typical listing is priced at $525,000 and is projected to generate about $45,437 a year as a short-term rental.

After setting aside an estimated 20% for operating costs, an estimated 37.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Denver #148 of 200 for cash-flow potential.

On market momentum: homes in Denver sit a median of 56 days on the market, and 30% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.

For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Denver runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.

What actually works in Denver

Cash-flow is the exception rather than the rule in Denver right now: 386 of the 2,943 Denver homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $600,000.

Share of those listings clearing an DSCR of 1.25, by price and bedroom count. The smaller figure is the median DSCR for that group.
Price1 bed2 bed3 bed4 bed5 bed
Under $150k80%1.41
$150k–$250k34%1.1835%1.1790%1.42
$250k–$350k6%0.9015%0.9355%1.3088%1.46
$350k–$500k1%0.755%0.8721%1.0546%1.2377%1.34
$500k+0%0.560%0.693%0.817%0.8319%0.89

Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.

Denver in full

Active for-sale homes analyzed3,701
Median list price$525,000
Median projected STR revenue (annual, gross)$45,437
Median average daily rate (ADR)$183
Median occupancy68%
Median beds3
Median size1,534 sqft
Estimated cash-flow-positive share37.5%
Median days on market56 days
New listings (last 30 days)30.2% of active

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Run your numbers · Denver

Would a Denver rental qualify for a DSCR loan?

Pre-filled with Denver's median price and projected short-term-rental income — change any field to match a specific property.

Rent source
Advanced
Property tax
%
Scout DSCR Live
0.96
Below breakeven · ask about options
Qualifying rent$3,029
Monthly ITIA$3,150
Loan amount$420,000
30-year DSCR0.90
30-year PITIA$3,380
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Estimates for educational purposes. Final terms subject to credit, property & program approval.

Chad BakerJulian HebronKarina SaldarriagaMark LindenBrittani Cooper5 senior bankers · 47 states
Denver data, human context

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