Denver, CO Rental Market for Investors
An estimated 38% of Denver's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of October 2026.
Homes in Denver that pencil right now
A sample of active Denver listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of October 2026.
$164,900DSCR 1.262 bed · 1 bath · 1,200 sqft
- STR revenue
- $31,385/yr
- Est. interest-only payment
- $1,663/mo
On the market 75 days · Listed by MADISON AND COMPANY PROPERTIES
Scout this home & market: 2-bed condo in Denver
$199,000DSCR 1.382 bed · 1.5 bath · 1,012 sqft
- STR revenue
- $34,973/yr
- Est. interest-only payment
- $1,693/mo
On the market 269 days · Listed by At Home Realty
Scout this home & market: 2-bed condo in Denver
$220,000DSCR 1.423 bed · 2 bath · 1,089 sqft
- STR revenue
- $42,181/yr
- Est. interest-only payment
- $1,986/mo
On the market 151 days · Listed by FATHOM REALTY
Scout this home & market: 3-bed condo in Denver
$279,999DSCR 1.342 bed · 1 bath · 801 sqft
- STR revenue
- $40,299/yr
- Est. interest-only payment
- $2,005/mo
On the market 50 days · Listed by Berkshire Hathaway HomeServices Colorado, LLC - Highlands Ranch
Scout this home & market: 2-bed townhouse in Denver
$449,900DSCR 1.875 bed · 1 bath · 2,288 sqft
- STR revenue
- $79,104/yr
- Est. interest-only payment
- $2,819/mo
On the market 64 days · Listed by CASABLANCA REALTY HOMES, LLC
Scout this home & market: 5-bed house in Denver
$550,000DSCR 1.274 bed · 1 bath · 2,070 sqft
- STR revenue
- $63,782/yr
- Est. interest-only payment
- $3,343/mo
On the market 69 days · Listed by Milehimodern
Scout this home & market: 4-bed house in Denver
As of October 2026, we analyzed 3,884 active for-sale homes in Denver, Colorado. The typical listing is priced at $525,000 and is projected to generate about $46,765 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 38.1% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 53.1% median across the 200 major metros we track, ranking Denver #147 of 200 for cash-flow potential.
On market momentum: homes in Denver sit a median of 56 days on the market, and 28% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Denver runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Denver
Cash-flow is the exception rather than the rule in Denver right now: 434 of the 3,055 Denver homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $589,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | 80%1.40 | 55%1.35 | — | — | — |
| $150k–$250k | 29%1.14 | 32%1.15 | 70%1.43 | — | — |
| $250k–$350k | 9%0.91 | 16%0.94 | 71%1.37 | — | — |
| $350k–$500k | 2%0.74 | 7%0.87 | 21%1.05 | 47%1.24 | 91%1.59 |
| $500k+ | 0%0.57 | 0%0.69 | 4%0.81 | 5%0.82 | 20%0.87 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Denver in full
| Active for-sale homes analyzed | 3,884 |
|---|---|
| Median list price | $525,000 |
| Median projected STR revenue (annual, gross) | $46,765 |
| Median average daily rate (ADR) | $190 |
| Median occupancy | 68% |
| Median beds | 3 |
| Median size | 1,583 sqft |
| Estimated cash-flow-positive share | 38.1% |
| Median days on market | 56 days |
| New listings (last 30 days) | 27.8% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.
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