Denver, CO Rental Market for Investors
An estimated 38% of Denver's active listings could cash-flow as a short-term rental — here's what the numbers say for investors, as of August 2026.
Homes in Denver that pencil right now
A sample of active Denver listings whose DSCR clears 1.25 using short-term rental income projections we accept as a direct lender. These are spread across the price range, not ranked, and current as of August 2026.
$135,000DSCR 1.271 bed · 1 bath · 688 sqft
- STR revenue
- $22,339/yr
- Est. interest-only payment
- $1,174/mo
On the market 216 days · Listed by Denver Homes
Scout this home & market: 1-bed condo in Denver
$169,000DSCR 1.671 bed · 1 bath · 621 sqft
- STR revenue
- $31,733/yr
- Est. interest-only payment
- $1,270/mo
On the market 131 days · Listed by Berkshire Hathaway HomeServices Colorado Real Estate, LLC
Scout this home & market: 1-bed condo in Denver
$215,000DSCR 1.451 bed · 1 bath · 657 sqft
- STR revenue
- $36,227/yr
- Est. interest-only payment
- $1,665/mo
On the market 101 days · Listed by Keyrenter Property Management Denver
Scout this home & market: 1-bed condo in Denver
$230,000DSCR 1.312 bed · 1 bath · 792 sqft
- STR revenue
- $34,620/yr
- Est. interest-only payment
- $1,764/mo
On the market 11 days · Listed by Greenwood Estates Realty Llc
Scout this home & market: 2-bed townhouse in Denver
$328,000DSCR 1.292 bed · 1 bath · 858 sqft
- STR revenue
- $38,922/yr
- Est. interest-only payment
- $2,019/mo
On the market 14 days · Listed by Coldwell Banker Realty
Scout this home & market: 2-bed house in Denver
$384,000DSCR 1.263 bed · 2 bath · 1,409 sqft
- STR revenue
- $49,882/yr
- Est. interest-only payment
- $2,634/mo
On the market 143 days · Listed by Real Broker, LLC DBA Real
Scout this home & market: 3-bed condo in Denver
$539,900DSCR 1.345 bed · 2 bath · 1,924 sqft
- STR revenue
- $65,574/yr
- Est. interest-only payment
- $3,258/mo
On the market 150 days · Listed by COMPASS
Scout this home & market: 5-bed house in Denver
$600,000DSCR 1.394 bed · 2 bath · 2,160 sqft
- STR revenue
- $77,079/yr
- Est. interest-only payment
- $3,707/mo
On the market 19 days · Listed by Keller Williams Advantage Realty Llc
Scout this home & market: 4-bed house in Denver
As of August 2026, we analyzed 3,701 active for-sale homes in Denver, Colorado. The typical listing is priced at $525,000 and is projected to generate about $45,437 a year as a short-term rental.
After setting aside an estimated 20% for operating costs, an estimated 37.5% of those homes could still cover an investor mortgage payment on short-term-rental income — below the 52.5% median across the 200 major metros we track, ranking Denver #148 of 200 for cash-flow potential.
On market momentum: homes in Denver sit a median of 56 days on the market, and 30% of active listings came on in just the last 30 days — a steadily paced market, which shapes how much room there is to negotiate.
For a DSCR loan — which qualifies on the property's rental income rather than your personal income — Denver runs tighter once operating costs are accounted for: many listings need a below-median price, a stronger short-term-rental setup, or more money down before the income covers the payment. It's a market where running the numbers property-by-property matters.
What actually works in Denver
Cash-flow is the exception rather than the rule in Denver right now: 386 of the 2,943 Denver homes, condos and townhomes we can price confidently clear a DSCR of 1.25. Nine in ten of them are priced under $600,000.
| Price | 1 bed | 2 bed | 3 bed | 4 bed | 5 bed |
|---|---|---|---|---|---|
| Under $150k | 80%1.41 | — | — | — | — |
| $150k–$250k | 34%1.18 | 35%1.17 | 90%1.42 | — | — |
| $250k–$350k | 6%0.90 | 15%0.93 | 55%1.30 | 88%1.46 | — |
| $350k–$500k | 1%0.75 | 5%0.87 | 21%1.05 | 46%1.23 | 77%1.34 |
| $500k+ | 0%0.56 | 0%0.69 | 3%0.81 | 7%0.83 | 19%0.89 |
Darker means a larger share of that group cash-flows. “—” means fewer than 8 active listings — too few to draw a conclusion from.
Denver in full
| Active for-sale homes analyzed | 3,701 |
|---|---|
| Median list price | $525,000 |
| Median projected STR revenue (annual, gross) | $45,437 |
| Median average daily rate (ADR) | $183 |
| Median occupancy | 68% |
| Median beds | 3 |
| Median size | 1,534 sqft |
| Estimated cash-flow-positive share | 37.5% |
| Median days on market | 56 days |
| New listings (last 30 days) | 30.2% of active |
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Estimates for educational purposes. Final terms subject to credit, property & program approval.




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